Step 1: SIGN UP, Initial Credit Analysis Consultation

After signing up, our Welcome Kit is sent to you. Additionally, you will receive links allowing you to extract your complete FICO based credit report.  We will then contact you for our first initial credit education consultation. At this time, your credit report (featuring the main 3 bureaus) is reviewed, and explained.

Step 2: WE GO TO WORK !

Once we’ve had the opportunity to review your entire current credit report, a “plan of action” is developed for you. Our unique credit repair process is then implemented: Repair, Restore, Refer! Tailored to meet the restoration requirements exclusive to your unique report,  the credit repair process, drawing upon our vast arsenal of credit report repair strategies to challenge questionable items directly with the credit bureaus, begins.

Step 3: WE GET RESULTS $

The credit bureaus by law have 30-45 days to investigate your dispute. After that, they must inform you of their results and send you a copy of your updated report. It usually takes 60 days from the day we send a dispute to the day you receive an updated report.  Credit Monitoring must remain active, as it will act as the “score board”, allowing us to review all updates as they occur, during our monthly consultations. IT is during our ongoing consultation that progress reports, bearing results, are discussed and even  delivered to your e-mail. This 3 step cycle sometimes needs to be executed multiple times until the questionable items have been removed and as each new cycle begins, hopefully there will be less questionable items on your credit reports.